Applying For Medicare

Applying for medicare?

Applying for Medicare is easy with no need to wait around for assistance from Social Security. Generally, you must be 65 years of age and have worked for at least 10 years in Medicare-covered employment in order to qualify for receiving Medicare coverage. However, having a disability or kidney failure may also meet the qualifications.

What do you need in order to apply for medicare?

Members of age 65 or older are eligible to receive Medicare part A without having to pay premiums if they receive retirement benefits from Social Security or the Railroad Retirement Board, are eligible to receive those benefits, or was previously employed by Medicare-covered government.

Those under 65 can get the same treatment if they’ve received disability benefits from Social Security or Railroad Retirement Board for 24 months or have permanent kidney failure. However, all members must pay a monthly premium for part B coverage if they want it, regardless of age, illness, or disability. This premium is subtracted from any checks received from Social Security, Railroad Retirement, or Civil Service Retirement.

What does Medicare cover?

There are generally four parts to a complete Medicare package. Parts A and B make up the original Medicare while parts C and D are supplemental plans to support the original Medicare package. Medicare part A covers any visits in a hospital or a skilled nursing facility, home health care, and hospice care. Medicare part B covers any visits to a doctor, outpatient hospital care, and other medical services.